When you sign up as a customer, Endsleigh automatically provide contents insurance to students living in houses that we manage the bills for at no extra cost.

Billing Better has a group contents insurance policy with Endsleigh Insurance. Endsleigh is the UK number one student insurer and have been insuring students for almost 60 years. 

Under this policy, all houses of our Billing Better customers are included on that policy. While there is no additional cost for our customer, this is not a free service, but instead of charging our customers, Billing Better have opted to cover the additional cost as a way of saying thank you to our customers.

As part of this policy, each individual tenant is covered up to a total of £7000 sum insured and tenants will also be covered for Fixtures and fittings protection (Tenants Liability) up to a value of £5,000. For a full list of what is included under the policy including all policy documentation, you will be directed to the My Endsleigh app as part of your journey with Billing Better.

The policy covers loss of your possessions within your accommodation as a result of Theft, Fire or Flood while you are a tenant in the property.

Alongside the cover, you can also access a 24/7 Wellbeing Helpline where you can speak to qualified counsellors in your time of need. For more information on how to access this helpline, you will be provided details as part of your onboarding journey with Billing Better. 

To submit a claim, you can visit my.endsleigh.co.uk or download the My Endsleigh app, where full information will be available.

As a Billing Better customer, you'll get contents insurance included at no additional cost to protect your possessions whilst you are living in your accommodation.

An overview of what is included is below:

• Total contents insurance per student £7,000 sum insured
• Computer equipment including laptops, tablets and desktop PCs insured up to the value of £2,500
• Mobile phones insured up to a value of £1,000 on a forced entry basis only
• Settlement on a New for Old basis
• Non-forced entry room cover included as standard*
• 24 hour replacement service on gadgets once a claim has been approved
• Fixtures and fittings protection (Tenants Liability) up to a value of £5,000
• Contents insured in your property if you leave the property unoccupied for up to 60 days
• Low excesses: £25 for contents and £50 for computer equipment claims

*Mobile phones, cash and credit card theft are subject to forced entry theft only. You must at all times take steps to prevent loss and damage. Alongside the insurance offering, students can also gain access to a 24/7 wellbeing helpline. If you are struggling with stress or just need somebody to talk to, you can use this helpline and access support through the My Endsleigh journey via this link.

If you need to make a claim, download the My Endsleigh App at:

‍www.my.endsleigh.co.uk/signup or submit a claims form at Zurich Insurance Claims Portal https://propertyclaims.zurich.co.uk/index.html as soon as possible. 

Or contact Endsleigh on 0800 923 4042 so we can tell you what you need to do next to help resolve your claim. Opening hours: Monday-Friday, 9am-5pm. 

In order to start a claim you will need your name, your property address & the Billing Better insurance Policy Number:  HH1814

You can make the claim as long as you have signed up to use Billing Better services and are living in the property between 1^st July 2023 and 30^th June 2024. You can see full policy documentation within the Endsleigh app, details of which will be e-mailed to you. 

Contents insurance is important for several reasons:

1. Protection against loss or damage: Contents insurance provides financial protection incase your personal belongings are lost, damaged, or stolen due to covered events. It can help you recover the cost of repairing or replacing your belongings, which can be a significant financial burden on your own.

2. Peace of mind: Knowing that your personal belongings are protected can give you peace of mind and reassurance that you are financially safeguarded against unforeseen events.

3. Coverage for valuable possessions: Contents insurance can provide coverage for valuable possessions such as jewellery, electronics, and other high-value items that may not be covered under other insurance policies, such as a standard home insurance policy.

4. Protection for students: If you are a student living in a rented accommodation, contents insurance is particularly important as it can help protect your belongings while you are away from home, such as in a university dormitory or shared housing.