While going to university can be exciting, many misconceptions surround the experience, as we shall see below.
Many people think that repaying their student loans will be challenging and dip them into unmanageable debt. However, loan repayment begins once you get a job and earn more than £25,725, in the case of plan-2 loans.
It is worth mentioning that the loan repayment terms are 9% of your earnings over your total loan amount. The money is debited from your salary through the check-off system before it hits your account. As a result, you will hardly notice any changes. In this case, student loan repayment in the UK is as easy as submitting your taxes.
Today, the job market is becoming overly competitive, which may discourage some learners from enrolling in university. However, going to university is vital as it helps you acquire the skills you need to venture into the job market. Some universities offer customised courses that prepare learners for the work market and increase their chances of getting good jobs.
Many students worry about fitting in the university setting and making new friends. The best thing about being in your first year at the university is that you and your colleagues will be at the same level.
Extraverts tend to bond and make friends easily, but you can also make friends as an introvert. Gather your strength and mingle with your fellow first-years. You can even meet through your different societies and clubs. Remember, some students meet their peers in their residence or even programs through social media.
You can also make new friends from interacting during orientation. Many universities set aside one week for orientation purposes. The week comes in handy to ensure students transition with ease while creating an opportunity to meet and interact with new people.
Are you an introvert? While you may struggle to make friends, try to be yourself. Socialise only when you feel ready to do so.
Whether you come from a rich or low-income earning background, you can go through university education with ease. If your household income is low you can get financial assistance from the university in form of scholarships and bursaries.
Top A-level performers can also enjoy specialised scholarships and bursaries depending on the university they are attending. Any student who qualifies for student finance may acquire a maintenance loan to cater to their living expenses.
Students from low-income earning households may even receive a larger loan amount. Remember, you will start repaying your student loan when you are earning a specific amount of money as we have seen before.
University allows you to discover yourself. You can engage in any career that you are passionate about regardless of the course you take in university. Some graduates may be uncomfortable in their field of study and may want to venture into a different career.
According to studies, less than 30% of graduates work in the industry they studied in. Industries evolve and interests change over time. Remember, sometimes venturing into a different field may be all you need to move to your next level.
Apart from boosting your career and increasing your financial gain, going to university helps you develop your independence and self-confidence. Students also get a chance to interact with and make new friends from different cultures.